官宣！多家银行：10月25日起调整存量个人房贷利率
<div class="wx_rich_media_content" id="jsWxContainer"><section data-role="outer"><p style='line-height:2em;'><span style='letter-spacing:2px;'></span></p><section data-role="paragraph"><section style='line-height: 1.75em;text-align: center;'><span style='letter-spacing: 2px;font-family: PingFangSC-Light;font-size: 16px;'>今天</span></section><section style='line-height: 1.75em;text-align: center;'><span style='letter-spacing: 2px;font-family: PingFangSC-Light;font-size: 16px;'>中国工商银行、中国农业银行</span></section><section style='line-height: 1.75em;text-align: center;'><span style='letter-spacing: 2px;font-family: PingFangSC-Light;font-size: 16px;'>中国银行、中国建设银行等</span></section><section style='line-height: 1.75em;text-align: center;'><span style='letter-spacing: 2px;font-family: PingFangSC-Light;font-size: 16px;'>多家银行陆续发布公告</span></section><section style='line-height: 1.75em;text-align: center;'><span style='letter-spacing: 2px;font-family: PingFangSC-Light;font-size: 16px;'><strong><span style='color: rgb(35, 78, 173);'>10月25日起</span></strong></span></section><section style='line-height: 1.75em;text-align: center;'><span style='letter-spacing: 2px;font-family: PingFangSC-Light;font-size: 16px;'><strong><span style='color: rgb(35, 78, 173);'>将对存量个人房贷利率</span></strong></span></section><section style='line-height: 1.75em;text-align: center;'><span style='letter-spacing: 2px;font-family: PingFangSC-Light;font-size: 16px;'><strong><span style='color: rgb(35, 78, 173);'>进行批量调整</span></strong></span></section><section style='line-height: 1.75em;text-align: center;'><span style='letter-spacing: 2px;font-family: PingFangSC-Light;font-size: 16px;'>除贷款在北京、上海、深圳等地区</span></section><section style='line-height: 1.75em;text-align: center;'><span style='letter-spacing: 2px;font-family: PingFangSC-Light;font-size: 16px;'>且为二套房贷款的情形外</span></section><section style='line-height: 1.75em;text-align: center;'><span style='letter-spacing: 2px;font-family: PingFangSC-Light;font-size: 16px;'>其他符合条件的房贷利率</span></section><section style='line-height: 1.75em;text-align: center;'><span style='letter-spacing: 2px;font-family: PingFangSC-Light;font-size: 16px;'>都将调整为贷款市场报价利率</span></section><section style='line-height: 1.75em;text-align: center;'><span style='letter-spacing: 2px;font-family: PingFangSC-Light;font-size: 16px;'>LPR-30BP</span></section><section style='line-height: 1.75em;'><br></section><section style='color: #000000;letter-spacing: 1px;line-height: 1.75;'><section style='justify-content: flex-start; display: flex; flex-flow: row;'><section style='display: inline-block;width: 100%;vertical-align: top;align-self: flex-start;flex: 0 0 auto;background-color: rgb(241, 246, 255);padding: 15px;'><section style='text-align: justify;'><section style='letter-spacing: 0.578px; line-height: 1.75em;'><span style='letter-spacing: 2px;font-family: PingFangSC-Light;font-size: 16px;'><strong><span style='color: rgb(35, 78, 173);'>多家银行明确，存量房贷利率调整将由银行统一进行批量调整，不需要客户提出申请。</span></strong></span></section><section style='letter-spacing: 0.578px; line-height: 1.75em;'><p style='letter-spacing: 1px;'><br></p></section><section style='letter-spacing: 0.578px; line-height: 1.75em;'><span style='letter-spacing: 2px;font-family: PingFangSC-Light;font-size: 16px;'>如果贷款人的存量房贷的利率已经低于贷款市场报价利率LPR-30BP，将不会进行调整。而对于固定利率存量房贷，则需要先行转换为贷款市场报价利率LPR加减点的浮动利率，之后银行就会直接进行调整。</span></section></section></section></section></section><section style='line-height: 1.75em;'><br></section><section style='line-height: 1.75em;text-align: center;'><span style='letter-spacing: 2px;font-family: PingFangSC-Light;font-size: 16px;'><strong><span style='background-color: rgb(35, 78, 173); color: rgb(255, 255, 255);'>具体如下</span></strong></span></section><section style='line-height: 1.75em;text-align: center;'><span style='letter-spacing: 2px;font-family: PingFangSC-Light;font-size: 16px;'></span></section><section style='line-height: 1.75em;text-align: center;'><p style='letter-spacing: 1px;'><br></p></section><section style='color: #000000;letter-spacing: 1px;line-height: 1.75;'><section style='margin-top: 10px;margin-right: 0%;margin-left: 0%;text-align: center;justify-content: center;display: flex;flex-flow: row;'><section style='display: inline-block;width: auto;vertical-align: top;background-color: rgb(35, 78, 173);min-width: 10%;flex: 0 0 auto;height: auto;align-self: flex-start;'><section style='margin: 5px 0%;'><section style='color: rgb(255, 255, 255);padding-right: 20px;padding-left: 20px;'><p><span style='letter-spacing: 2px;font-family:PingFangSC-Light;'><strong>中国工商银行</strong></span></p></section></section></section></section><section style='text-align: center;margin-bottom: -5px;'><section style='display: inline-block;width: 0px;height: 0px;vertical-align: top;overflow: hidden;border-style: solid;border-width: 7px 6px 0px;border-color: rgb(35, 78, 173) rgba(255, 255, 255, 0) rgba(255, 255, 255, 0);'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;'></svg></section></section></section><section style='line-height: 1.75em;'><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzA3NzgyNzUyMQ==&mid=2661681533&idx=1&sn=7faa0c41b8099d20d89fbe9e5a88c03f&scene=21#wechat_redirect" textvalue="你已选中了添加链接的内容" linktype="text" imgurl="" tab="outerlink" data-linktype="1"><span class="js_jump_icon h5_image_link"><span class="wxart_image" wx-style='display:inline-block;border-color: rgb(9, 132, 224);border-style: solid;border-width: 1px;vertical-align: baseline;width: 100%;visibility: visible !important;'></span></span></a></section><p style='text-align:justify;-webkit-tap-highlight-color: transparent;outline: 0px;letter-spacing: 0.544px;visibility: visible;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;'><span style='font-size: 12px;color: #888888;letter-spacing: 2px;font-family:PingFangSC-Light;'>↑点击图片查看公告原文</span></p><p style='text-align:justify;-webkit-tap-highlight-color: transparent;outline: 0px;letter-spacing: 0.544px;visibility: visible;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;'><br></p><section style='color: #000000;letter-spacing: 1px;line-height: 1.75;'><section style='margin-top: 10px;margin-right: 0%;margin-left: 0%;text-align: center;justify-content: center;display: flex;flex-flow: row;'><section style='display: inline-block;width: auto;vertical-align: top;background-color: rgb(35, 78, 173);min-width: 10%;flex: 0 0 auto;height: auto;align-self: flex-start;'><section style='margin: 5px 0%;'><section style='color: rgb(255, 255, 255);padding-right: 20px;padding-left: 20px;'><p><span style='letter-spacing: 2px;font-family:PingFangSC-Light;'><strong>中国农业银行</strong></span></p></section></section></section></section><section style='text-align: center;margin-bottom: -5px;'><section style='display: inline-block;width: 0px;height: 0px;vertical-align: top;overflow: hidden;border-style: solid;border-width: 7px 6px 0px;border-color: rgb(35, 78, 173) rgba(255, 255, 255, 0) rgba(255, 255, 255, 0);'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;'></svg></section></section></section><p style='text-align:center;'><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzAwNTMwNTQzMg==&mid=2651863640&idx=1&sn=6e26bedb66d754c8b9b714e61b375b99&scene=21#wechat_redirect" textvalue="你已选中了添加链接的内容" linktype="text" imgurl="" tab="outerlink" data-linktype="1"><span class="js_jump_icon h5_image_link"><span class="wxart_image" wx-style='display:inline-block;border-color: rgb9, 132, 224);border-style: solid;border-width: 1px;vertical-align: baseline;width: 100%;visibility: visible !important;'></span></span></a></p><p style='text-align:justify;'><span style='color: rgb(136, 136, 136); font-size: 12px; letter-spacing: 2px; font-family: PingFangSC-Light;'>↑点击图片查看公告原文</span></p><p style='text-align:center;'><br></p><section style='color: #000000;letter-spacing: 1px;line-height: 1.75;'><section style='margin-top: 10px;margin-right: 0%;margin-left: 0%;text-align: center;justify-content: center;display: flex;flex-flow: row;'><section style='display: inline-block;width: auto;vertical-align: top;background-color: rgb(35, 78, 173);min-width: 10%;flex: 0 0 auto;height: auto;align-self: flex-start;'><section style='margin: 5px 0%;'><section style='color: rgb(255, 255, 255);padding-right: 20px;padding-left: 20px;'><p><span style='letter-spacing: 2px;font-family:PingFangSC-Light;'><strong>中国银行</strong></span></p></section></section></section></section><section style='text-align: center;margin-bottom: -5px;'><section style='display: inline-block;width: 0px;height: 0px;vertical-align: top;overflow: hidden;border-style: solid;border-width: 7px 6px 0px;border-color: rgb(35, 78, 173) rgba(255, 255, 255, 0) rgba(255, 255, 255, 0);'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;'></svg></section></section></section><p style='text-align:center;'><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzAxOTA5Mjc2NQ==&mid=2652156566&idx=2&sn=8b31fd40f20b53528d059a2dc6b555f0&scene=21#wechat_redirect" textvalue="你已选中了添加链接的内容" linktype="text" imgurl="" tab="outerlink" data-linktype="1"><span class="js_jump_icon h5_image_link"><span class="wxart_image" wx-style='display:inline-block;border-color: rgb(9, 132, 224);border-style: solid;border-width: 1px;vertical-align: baseline;width: 100%;visibility: visible !important;'></span></span></a></p><p style='text-align:justify;'><span style='color: rgb(136, 136, 136); font-size: 12px; letter-spacing: 2px; font-family: PingFangSC-Light;'>↑点击图片查看公告原文</span></p><p style='text-align:center;'><br></p><section style='color: #000000;letter-spacing: 1px;line-height: 1.75;'><section style='margin-top: 10px;margin-right: 0%;margin-left: 0%;text-align: center;justify-content: center;display: flex;flex-flow: row;'><section style='display: inline-block;width: auto;vertical-align: top;background-color: rgb(35, 78, 173);min-width: 10%;flex: 0 0 auto;height: auto;align-self: flex-start;'><section style='margin: 5px 0%;'><section style='color: rgb(255, 255, 255);padding-right: 20px;padding-left: 20px;'><p><span style='letter-spacing: 2px;font-family:PingFangSC-Light;'><strong>中国建设银行</strong></span></p></section></section></section></section><section style='text-align: center;margin-bottom: -5px;'><section style='display: inline-block;width: 0px;height: 0px;vertical-align: top;overflow: hidden;border-style: solid;border-width: 7px 6px 0px;border-color: rgb(35, 78, 173) rgba(255, 255, 255, 0) rgba(255, 255, 255, 0);'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;'></svg></section></section></section><p style='text-align:center;'><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzI1OTYwOTU5Ng==&mid=2247610916&idx=1&sn=833f0433c2e5739445a657f53a9dbb9f&scene=21#wechat_redirect" textvalue="你已选中了添加链接的内容" linktype="text" imgurl="" tab="outerlink" data-linktype="1"><span class="js_jump_icon h5_image_link"><span class="wxart_image" wx-style='display:inline-block;border-color: rgb(9, 132, 224);border-style: solid;border-width: 1px;vertical-align: baseline;width: 100%;visibility: visible !important;'></span></span></a></p><p style='text-align:justify;'><span style='color: rgb(136, 136, 136); font-size: 12px; letter-spacing: 2px; font-family: PingFangSC-Light;'>↑点击图片查看公告原文</span></p><p style='text-align:justify;'><br></p><section style='color: #000000;letter-spacing: 1px;line-height: 1.75;'><section style='margin-top: 10px;margin-right: 0%;margin-left: 0%;text-align: center;justify-content: center;display: flex;flex-flow: row;'><section style='display: inline-block;width: auto;vertical-align: top;background-color: rgb(35, 78, 173);min-width: 10%;flex: 0 0 auto;height: auto;align-self: flex-start;'><section style='margin: 5px 0%;'><section style='color: rgb(255, 255, 255);padding-right: 20px;padding-left: 20px;'><p><span style='letter-spacing: 2px;font-family:PingFangSC-Light;'><strong>交通银行</strong></span></p></section></section></section></section><section style='text-align: center;margin-bottom: -5px;'><section style='display: inline-block;width: 0px;height: 0px;vertical-align: top;overflow: hidden;border-style: solid;border-width: 7px 6px 0px;border-color: rgb(35, 78, 173) rgba(255, 255, 255, 0) rgba(255, 255, 255, 0);'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;'></svg></section></section></section><p style='text-align:center;'><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzI5OTE4NDc3Mw==&mid=2659847682&idx=1&sn=9ef00920e01117eab4d80991380e7aa5&scene=21#wechat_redirect" textvalue="你已选中了添加链接的内容" linktype="text" imgurl="" tab="outerlink" data-linktype="1"><span class="js_jump_icon h5_image_link"><span class="wxart_image" wx-style='display:inline-block;border-color: rgb(9, 132, 224);border-style: solid;border-width: 1px;vertical-align: baseline;width: 100%;visibility: visible !important;'></span></span></a></p><p style='text-align:justify;'><span style='letter-spacing: 2px; font-family: PingFangSC-Light; color: rgb(136, 136, 136); font-size: 12px;'>↑点击图片查看公告原文</span></p><p style='text-align:justify;'><br></p><p style='text-align:center;line-height: 1.75em;'><span style='letter-spacing: 2px;font-family:PingFangSC-Light;'><strong><span style='color: rgb(35, 78, 173);'>转发周知</span></strong></span></p></section></section><p style='letter-spacing: 0.578px;'><span style='font-size: 12px;letter-spacing: 2px;'>来源：综合央视新闻 各大银行官微</span></p><p style='letter-spacing: 0.578px;'><br></p><section style='letter-spacing: 0.578px; line-height: normal;'><br></section><p style='letter-spacing: 0.578px; text-align: right;'><br></p><p style='display: none;'><mp-style-type data-value="3"></mp-style-type></p></div><p></p> 每个月能少还几十块了
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